For developers

For businesses

Sign in

Sign up

For developers

For businesses

Mission

Product

Resources

About

Team

Changelog

Blog

Research

Partners

Sign in

Sign up

View docs

View docs

Business banking onchain

Your onchain spending and saving account, built for global citizens and teams.

Sign up

Sign up

Get in touch

Get in touch

Best-in-class onramps and offramps

Limitless, supporting thousands of currencies, and available to anyone around the world. Same-day settlement, low fees, 1:1 stablecoin rates, and minimal slippage for non-stables.

Crypto to fiat payments

Make a payment in USDC. Your recipient receives USD.

USD virtual accounts

Others can pay you in dollars, and you receive them in crypto.

Automations

Create rules to automatically offramp incoming crypto payments to your preferred bank account.

Seamless conversions

No more hunting for the best rates. Fern finds the top option for you and offers flat, transparent pricing for all conversions.

Earn yield on funds at rest

Mint Fern stablecoins with USDC to earn up to 4% rewards.

WITH FERN

just works

Multisig, multichain wallets

Fern wallets are multi-chain Gnosis Safes with the same address across all supported chains.

Multisig, multichain wallets

Fern wallets are multi-chain Gnosis Safes with the same address across all supported chains.

Automated bridging

With Fern, your USDC is chain-agnostic. Receive USDC on any chain, and send it on any other chain. No manual bridging required.

Automated bridging

With Fern, your USDC is chain-agnostic. Receive USDC on any chain, and send it on any other chain. No manual bridging required.

Gas subsidies

Send crypto to others without any gas fees.

Gas subsidies

Send crypto to others without any gas fees.

Compliance and reporting

Fern automatically captures cost basis for your crypto transactions so you don't have to.

Compliance and reporting

Fern automatically captures cost basis for your crypto transactions so you don't have to.

Shoutouts

Shoutouts

Ansa Research uses Fern to automate global payroll

Fern's seamless onboarding stood out immediately. After evaluating multiple solutions, its intuitive UI and strong banking integrations made it a no-brainer. We were set up in days, seamlessly handling transfers to bank accounts, employees, and expenses.

Read more

Ansa Research uses Fern to automate global payroll

Fern's seamless onboarding stood out immediately. After evaluating multiple solutions, its intuitive UI and strong banking integrations made it a no-brainer. We were set up in days, seamlessly handling transfers to bank accounts, employees, and expenses.

Read more

Threshold Network

"The Fern platform’s speed and the team’s support to onboard and send transactions allowed me to meet the deadline, and to prevent the delay of critical services."

Read more

Threshold Network

"The Fern platform’s speed and the team’s support to onboard and send transactions allowed me to meet the deadline, and to prevent the delay of critical services."

Read more

Jonathan Victor

Ansa Research, @jnthnvctr

As a startup in web3, it can be difficult to find tools and partners that can seamlessly support the flows we need - and even more so when you want to do things across fiat / crypto (like enabling payments in stablecoins for international contractors). Fern was a godsend and exactly what we needed - intuitive, simple, and fairly priced.

Jonathan Victor

Ansa Research, @jnthnvctr

As a web3 startup, finding tools that seamlessly support our flows, especially for things like paying international contractors in stablecoins, is tough. Fern was exactly what we needed: intuitive, simple, and fairly priced.

Jeremy Allaire

Circle, @jerallaire

Another really compelling USDC-native "normie" app. Nice work!

Jeremy Allaire

Circle, @jerallaire

Another really compelling USDC-native "normie" app. Nice work!

Ethan Chan

Allium, @ethanyish

The Fern team has been great partners to work with!

Ethan Chan

Allium, @ethanyish

The Fern team has been great partners to work with!

Colin Evran

@colinevran

Huge congrats on finally making it super easy to onramp and offramp to crypto, and make crypto to fiat payments 🙏

Colin Evran

@colinevran

Huge congrats on finally making it super easy to onramp and offramp to crypto, and make crypto to fiat payments 🙏

Vinay Vasanji

@vinayvasanji

One of my favorite products in crypto right now. Best USDC experience IMO.

Vinay Vasanji

@vinayvasanji

One of my favorite products in crypto right now. Best USDC experience IMO.

Ansa Research uses Fern to automate global payroll

Fern's seamless onboarding stood out immediately. After evaluating multiple solutions, its intuitive UI and strong banking integrations made it a no-brainer. We were set up in days, seamlessly handling transfers to bank accounts, employees, and expenses.

Read more

Threshold Network

"The Fern platform’s speed and the team’s support to onboard and send transactions allowed me to meet the deadline, and to prevent the delay of critical services."

Read more

Jonathan Victor

Ansa Research, @jnthnvctr

As a startup in web3, it can be difficult to find tools and partners that can seamlessly support the flows we need - and even more so when you want to do things across fiat / crypto (like enabling payments in stablecoins for international contractors). Fern was a godsend and exactly what we needed - intuitive, simple, and fairly priced.

Jeremy Allaire

Circle, @jerallaire

Another really compelling USDC-native "normie" app. Nice work!

Ethan Chan

Allium, @ethanyish

The Fern team has been great partners to work with!

Colin Evran

@colinevran

Huge congrats on finally making it super easy to onramp and offramp to crypto, and make crypto to fiat payments 🙏

Vinay Vasanji

@vinayvasanji

One of my favorite products in crypto right now. Best USDC experience IMO.

Coming soon

Upcoming improvements

To Fern's on-chain and off-chain financial experience

Coming soon

Upcoming improvements

To Fern's on-chain and off-chain financial experience

Additional asset and chain support

Look forward to other L2s, L3s, Solana and Bitcoin.

Additional asset and chain support

Look forward to other L2s, L3s, Solana and Bitcoin.

Additional asset and chain support

Look forward to other L2s, L3s, Solana and Bitcoin.

Self-custody wallets

It's your keys and your crypto. Bring your own wallet to Fern.

Self-custody wallets

It's your keys and your crypto. Bring your own wallet to Fern.

Self-custody wallets

It's your keys and your crypto. Bring your own wallet to Fern.

Cards to spend

Spend directly from your crypto to cover your business expenses.

Cards to spend

Spend directly from your crypto to cover your business expenses.

Cards to spend

Spend directly from your crypto to cover your business expenses.

… and much more

FAQ

How do I sign up?

What is the pricing?

What regions do you support?

What chains do you support?

How do I sign up?

What is the pricing?

What regions do you support?

What chains do you support?

How do I sign up?

What is the pricing?

What regions do you support?

What chains do you support?

Powered by the Fern Currency Multiplex

The Fern Currency Multiplex routes payments intelligently, ensuring the fastest and most cost-effective transfer across crypto and fiat. Battle tested and powers Fern for Developers.

Trusted and used by the best in industry.

Join them and bring your banking onchain today.

Sign up

Sign up

Get in touch

Get in touch