Business banking onchain
Your onchain spending and saving account, built for global citizens and teams.
15,000+ cryptocurrencies, 3 fiat payment methods, < 2 day onboarding
Onramp, offramp and convert with low fees
Pay others in both crypto (instant) and fiat (same-day)
Set up automatic conversions
15,000+ cryptocurrencies, 3 fiat payment methods, < 2 day onboarding
Onramp, offramp and convert with low fees
Pay others in both crypto (instant) and fiat (same-day)
Set up automatic conversions
15,000+ cryptocurrencies, 3 fiat payment methods, < 2 day onboarding
Onramp, offramp and convert with low fees
Pay others in both crypto (instant) and fiat (same-day)
Set up automatic conversions
15,000+ cryptocurrencies, 3 fiat payment methods, < 2 day onboarding
Onramp, offramp and convert with low fees
Pay others in both crypto (instant) and fiat (same-day)
Set up automatic conversions
Best-in-class onramps and offramps
Limitless, supporting thousands of currencies, and available to anyone around the world. Same-day settlement, low fees, 1:1 stablecoin rates, and minimal slippage for non-stables.
Crypto to fiat payments
Make a payment in USDC. Your recipient receives USD.
USD virtual accounts
Others can pay you in dollars, and you receive them in crypto.
Automations
Create rules to automatically offramp incoming crypto payments to your preferred bank account.
Seamless conversions
No more hunting for the best rates. Fern finds the top option for you and offers flat, transparent pricing for all conversions.
Earn yield on funds at rest
Mint Fern stablecoins with USDC to earn up to 4% rewards.
WITH FERN
just works
just works
Multisig, multichain wallets
Fern wallets are multi-chain Gnosis Safes with the same address across all supported chains.
Multisig, multichain wallets
Fern wallets are multi-chain Gnosis Safes with the same address across all supported chains.
Automated bridging
With Fern, your USDC is chain-agnostic. Receive USDC on any chain, and send it on any other chain. No manual bridging required.
Automated bridging
With Fern, your USDC is chain-agnostic. Receive USDC on any chain, and send it on any other chain. No manual bridging required.
Gas subsidies
Send crypto to others without any gas fees.
Gas subsidies
Send crypto to others without any gas fees.
Compliance and reporting
Fern automatically captures cost basis for your crypto transactions so you don't have to.
Compliance and reporting
Fern automatically captures cost basis for your crypto transactions so you don't have to.
Shoutouts
Shoutouts
Jonathan Victor
Ansa Research, @jnthnvctr
As a startup in web3, it can be difficult to find tools and partners that can seamlessly support the flows we need - and even more so when you want to do things across fiat / crypto (like enabling payments in stablecoins for international contractors). Fern was a godsend and exactly what we needed - intuitive, simple, and fairly priced.
Jonathan Victor
Ansa Research, @jnthnvctr
As a startup in web3, it can be difficult to find tools and partners that can seamlessly support the flows we need - and even more so when you want to do things across fiat / crypto (like enabling payments in stablecoins for international contractors). Fern was a godsend and exactly what we needed - intuitive, simple, and fairly priced.
Coming soon
Upcoming improvements
To Fern's on-chain and off-chain financial experience
Coming soon
Upcoming improvements
To Fern's on-chain and off-chain financial experience
Additional asset and chain support
Look forward to other L2s, L3s, Solana and Bitcoin.
Additional asset and chain support
Look forward to other L2s, L3s, Solana and Bitcoin.
Additional asset and chain support
Look forward to other L2s, L3s, Solana and Bitcoin.
Self-custody wallets
It's your keys and your crypto. Bring your own wallet to Fern.
Self-custody wallets
It's your keys and your crypto. Bring your own wallet to Fern.
Self-custody wallets
It's your keys and your crypto. Bring your own wallet to Fern.
Cards to spend
Spend directly from your crypto to cover your business expenses.
Cards to spend
Spend directly from your crypto to cover your business expenses.
Cards to spend
Spend directly from your crypto to cover your business expenses.
… and much more
FAQ
How do I sign up?
What is the pricing?
What regions do you support?
What chains do you support?
How do I sign up?
What is the pricing?
What regions do you support?
What chains do you support?
How do I sign up?
What is the pricing?
What regions do you support?
What chains do you support?
Powered by the Fern Currency Multiplex
The Fern Currency Multiplex routes payments intelligently, ensuring the fastest and most cost-effective transfer across crypto and fiat. Battle tested and powers Fern for Developers.
Trusted and used by the best in industry.
Join them and bring your banking onchain today.