Your onchain bank account

Fern is the easiest way to onramp, offramp, and make crypto to fiat payments. For global citizens and teams.

Trusted by

Move between crypto and fiat seamlessly

Best-in-class onramps and offramps

Limitless, supporting thousands of currencies, and available to anyone around the world. Same-day settlement, low fees, 1:1 stablecoin rates, and minimal slippage for non-stables.

Crypto to fiat payments

Make a payment in USDC. Your recipient receives USD.

USD virtual accounts

Others can pay you in dollars, and you receive them in crypto.

Automations

Create rules to automatically offramp incoming crypto payments to your preferred bank account.

Seamless conversions

No more hunting for the best rates. Fern finds the top option for you and offers flat, transparent pricing for all conversions.

Crypto that just works

Using crypto shouldn't be difficult. We take care of the complexity so your payments experience is seamless.

Multisig, multichain wallets

Fern wallets are multi-chain Gnosis Safes with the same address across all supported chains.

Multisig, multichain wallets

Fern wallets are multi-chain Gnosis Safes with the same address across all supported chains.

Automated bridging

With Fern, your USDC is chain-agnostic. Receive USDC on any chain, and send it on any other chain. No manual bridging required.

Automated bridging

With Fern, your USDC is chain-agnostic. Receive USDC on any chain, and send it on any other chain. No manual bridging required.

Gas subsidies

Send crypto to others without any gas fees.

Gas subsidies

Send crypto to others without any gas fees.

Compliance and reporting

Fern automatically captures cost basis for your crypto transactions so you don't have to.

Compliance and reporting

Fern automatically captures cost basis for your crypto transactions so you don't have to.

Shoutouts

Jonathan Victor

Ansa Research, @jnthnvctr

As a startup in web3, it can be difficult to find tools and partners that can seamlessly support the flows we need - and even more so when you want to do things across fiat / crypto (like enabling payments in stablecoins for international contractors).

Fern was a godsend and exactly what we needed - intuitive, simple, and fairly priced.

Jeremy Allaire

Circle, @jerallaire

Another really compelling USDC-native "normie" app. Nice work!

Vinay Vasanji

@vinayvasanji

One of my favorite products in crypto right now. Best USDC experience IMO.

Ethan Chan

Allium, @ethanyish

The Fern team has been great partners to work with!

Colin Evran

@colinevran

Huge congrats on finally making it super easy to onramp and offramp to crypto, and make crypto to fiat payments 🙏

NEW

Earn up to 4% rewards

Earn up to 4% rewards

Mint Fern stablecoins with USDC to earn rewards on funds at rest.

Coming soon

Upcoming improvements to Fern's on-chain and off-chain financial experience

Additional asset and chain support

Look forward to other L2s, L3s, Solana and Bitcoin.

Additional asset and chain support

Look forward to other L2s, L3s, Solana and Bitcoin.

Additional asset and chain support

Look forward to other L2s, L3s, Solana and Bitcoin.

Self-custody wallets

It's your keys and your crypto. Bring your own wallet to Fern.

Self-custody wallets

It's your keys and your crypto. Bring your own wallet to Fern.

Self-custody wallets

It's your keys and your crypto. Bring your own wallet to Fern.

Cards to spend

Spend directly from your crypto to cover your business expenses.

Cards to spend

Spend directly from your crypto to cover your business expenses.

Cards to spend

Spend directly from your crypto to cover your business expenses.

… and much more

FAQ

FAQ

How do I sign up?

What is the pricing?

What regions do you support?

What chains do you support?

How do I sign up?

What is the pricing?

What regions do you support?

What chains do you support?

How do I sign up?

What is the pricing?

What regions do you support?

What chains do you support?